Bedeutung finanzieller Grundkompetenzen aus regionaler Perspektive
Literature on financial skills shows, that individuals are more likely
to make poor decisions on saving and borrowing if basic knowledge in
financial matters is low. This research project aims to determine
specific characteristics in the population and residential environment
which are closely related to regional credit default risk. In the Ruhr
area, excessive debt might be an obstacle in overcoming the proceeding
structural change. Hence, we investigate, whether and to which extent
spatial variation in credit default risk differs between the Ruhr area
and the comparative region and how this has changed since 2005.
Publications
Project start:
01. April 2019
Project end:
31. December 2019
Project management:
Dr. Sandra Schaffner,
Dr. Uwe Neumann
Project staff:
Lea Eilers
Principal:
Dr. Josef und Brigitte Pauli-Stiftung