Die Zeit für Reformen ist jetzt! Potenziale im Pflegeheimmarkt und nachhaltige Finanzierung
In view of demographic ageing, social long-term care insurance is facing growing financial and structural challenges. Rising contribution rates, increasing co-payments and a sharp rise in demand for care services in the future raise the question of how sustainable financing and adequate provision can be ensured in long-term care. This article examines reform approaches for stable contribution rate financing with an introduction to partial capital cover and a stronger focus on benefits for existential care risks. It also analyses how more competition, less regulation, greater investment incentives for private capital and productivity-enhancing measures in the inpatient care sector can contribute to expanding supply and curbing costs.
Schmitz, H. (2026), Die Zeit für Reformen ist jetzt! Potenziale im Pflegeheimmarkt und nachhaltige Finanzierung. Wirtschaftsdienst, 106, 3, 166-170
DOI: 10.2478/wd-2026-0046